Digital-first lending operations
ERPNext NBFC digitizes your entire lending lifecycle — from loan origination and KYC verification to disbursement, EMI collection, and NPA management. Secure, compliant, and scalable.
Built for non-banking financial companies
NBFCs need speed, compliance, and control. ERPNext NBFC provides a unified platform for loan management, customer onboarding, risk assessment, and regulatory reporting — with RBI-compliant workflows baked in.
NBFC operational challenges
Slow loan processing due to manual document verification
Lack of real-time portfolio risk visibility
Manual EMI tracking and collection follow-ups
Regulatory reporting complexity (RBI, CERSAI)
Scattered customer data across multiple systems
NPA identification and resolution delays
Everything you need for NBFC
Loan Origination
Digital application intake, credit scoring, and automated approval workflows.
KYC & Compliance
e-KYC integration, CKYC, PAN verification, and automated AML screening.
Disbursement
Multi-mode disbursement with NEFT/RTGS/UPI integration and automated accounting.
EMI Management
Automated EMI calculation, payment reminders, and collection tracking.
NPA Management
Early warning system, NPA classification, provisioning, and recovery workflows.
Regulatory Reporting
Automated report generation for RBI, CERSAI, and credit bureaus.
Intelligent automation built in
AI Credit Scoring
Machine learning models for credit assessment using alternative data sources.
Digital KYC
Video KYC, Aadhaar eSign, and automated document verification.
Collection Analytics
Predict default probability and optimize collection strategies.
Regulatory Compliance
Auto-generate RBI returns, CERSAI filings, and credit bureau reports.
Implementation Workflow
Our proven process gets you live in weeks, not months.
Requirement Analysis
Understand your lending products, risk models, and regulatory requirements.
LMS Configuration
Configure loan products, interest calculations, and approval matrices.
Integration
Connect with credit bureaus, payment gateways, and banking APIs.
Data Migration
Migrate existing loan portfolios, customer data, and transaction history.
Compliance Setup
Configure regulatory reports and automated filing workflows.
Go-Live
Phased launch with parallel run for validation.
Why NBFC leaders choose ERPNext
Frequently asked questions
Is it compliant with RBI guidelines?+
ERPNext NBFC is built with RBI compliance at its core. It supports Fair Practices Code, KYC/AML requirements, NPA provisioning norms, and automated regulatory return filing.
Can it handle multiple loan products?+
Yes. Configure unlimited loan products with different interest models (flat, reducing, EMI), tenures, processing fees, and approval workflows — all from a single platform.
Ready to transform your nbfc operations?
Let's build a solution tailored for your business.
Schedule a Free Consultation